Prayer Time

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All the praises and thanks are due and belongs to Allah; Who never fails His promise with His pious and generous servants. May Allah’s special salutations and unique benedictions be upon His beloved Prophet and Messenger; who used to spend in charity without fearing poverty. May Allah’s peace be upon him, his family and all companions.

Indeed, there is no bankruptcy in doing business with Allah; the One Who possesses the treasures of the heavens and earth and gives without measure. He is free from need of His servants, yet, He enjoined them to transact business with Him through spending in charity in His cause.

Spending in lawful avenues such as spending on one’s parents and family, feeding the poor and the beggars, sheltering and clothing the orphan, digging wells to provide drinkable water to people deprived of it and spending to ensure the supremacy of Allah and His religion are all ways of doing business with the Almighty Allah, the Possessor of the keys to the treasures of everything. Doing all these is as though one is giving loan to Allah and merchandizing with Him the Almighty and the outcome is multiplication of what was invested. The holy Qur’an declared:

مَّن ذَا ٱلَّذِى يُقْرِضُ ٱللَّهَ قَرْضًا حَسَنًا فَيُضَٰعِفَهُۥ لَهُۥٓ أَضْعَافًا كَثِيرَةً ۚ وَٱللَّهُ يَقْبِضُ وَيَبْصُۜطُ وَإِلَيْهِ تُرْجَعُونَ

Who is he who will offer God a generous loan, so He will multiply it for him manifold? God receives and amplifies, and to Him you will be returned”.(Al-Baqara:245)

Here is a narrative that illustrates the beauty of spending in Allah’s cause, particularly having it originated from the lifetime of Allah’s Prophet(may the peace and blessings of Allah be upon him). It’s the story of the caliph ‘Uthman ibn ‘Affan Radhiallahu anhu (may Allah be pleased with him), how he secured a garden in Jannah and an endless fortune which started over 1400 years ago.

When the early Muslims  migrated to Madina with the Prophet (peace and blessings of Allah be upon him), they found the water there difficult to drink, as they were accustomed to drinking the relatively sweeter Zamzam water in Makkah. Therefore, they went to the Prophet (peace and blessings of Allah be upon him) and told him about their difficulty, and informed him of a well in the city by the name of Rumah whose water tasted a lot like Zamzam.

However, the problem was that the owner of the well was a Jew and he insisted on charging, even for a handful of water. The Prophet (peace and blessings of Allah be upon him) had sent an offer for the well: a garden in paradise in exchange for the well but the Jew refused and said he would only accept money.

When ‘Uthman ibn ‘Affan (may Allah be pleased with him) came to learn about the Prophet’s (peace and blessings of Allah be upon him) declaration of something better than the well in Paradise for whoever can secure it for the community, he went to the owner and placed an offer to buy the well. The owner declined, at this point ‘Uthman (may Allah be pleased with him) asked him to sell half of it or rent the well: a day for Muslims and a day for him to sell to whoever he wishes. The owner then agreed.

Subsequently, this resulted in everyone going to drink from the well on ‘Uthman’s (may Allah be pleased with him) day, leaving the owner with no customers on the other days. The owner felt at a loss and quickly rushed to ‘Uthman (may Allah be pleased with him) “you have spoilt my well, now buy it off me”. ‘Uthman (RA) agreed and it was sold for 20 thousand dirhams which he then assigned as Waqfu’lillah – an endowment in Allah’s name for all Muslims to drink from.

Later on, one of the Companions came to ‘Uthman (RA) and offered to buy the well for double its price. ‘Uthman (RA) asked him to raise his offer. He proposed triple the price. ‘Uthman (RA) again, asked him to raise the price until the buyer agreed to pay nine times the original price. With ‘Uthman (RA) still not consenting, the Companion was bemused and asked him, “who will offer you more than me?”. ‘Uthman (RA) responded, “Allah! He gave me ten times the one good deed.”

After ‘Uthman (RA) had left the well behind for Muslims as an endowment, date-palms started to grow around it. During the reign of the Ottoman Empire, they attended to those palms and looked after them. When Madinah came into the hands of the Saudi government, it further attended to the date-palms and cultivated more of them until they reached around 1550 in number.

The Government, through the Ministry of Agriculture, would sell the dates in markets and divide the proceeds into two: one half was distributed amongst orphans and the poor, the other half went in a special bank account in ‘Uthman ibn ‘Affan’s (RA) name which the Ministry of Endowments oversee.

This continued until the account had accumulated enough money to buy land in the central area next to the Prophet’s mosque and through the bank account, construction of a grand hotel began. The building has been completed and it’s described to be a 5-star hotel generating a revenue of about 50 million riyals per annum. Half of which is distributed to orphans and the poor while the other half is deposited in the bank account under ‘Uthman ibn ‘Affan’s (RA) name. The land is also officially registered in the local municipality under the name of ‘Uthman ibn ‘Affan (RA).

Indeed, doing business with Allah is always profitable – a continuous charity of endless bliss. May Allah be pleased with ‘Uthman ibn ‘Affan (RA) and the generality of the Muslims.

Such was typical of Uthman Ibn Affaan (may Allah be pleased with him). We found him sponsoring one tenth of the whole army that marched forth to the Tabuk expedition during the blessed days of the Messenger of Allah(peace and blessings of Allah be upon him). Also during the reign of Abubakar siddeeq; the 1st caliph, there was shortage of food supplies in Madina and hunger broke out. Business men who sell food woke only to find to their outer dismay a caravan of camels laden with food from sham (Syria), which was heading towards the house of Uthman (may Allah be pleased with him). They offered to buy the whole caravan double and even triple and quadruple the price like 300% pure profit. Uthman (radiAllahu ‘an) said “Can you give me a better price than ten to one?” And that’s when they realized what he was talking about: Doing business with Allah. 

When you do business with Allah, the profit is ten to one. Then ‘Uthman (radiAllahu ‘anhu) gave away the caravan as charity. He said “take the whole caravan, I’ve donated it for the sake of Allah.”

Such was typical of other companions such as Abdur-Rahman Ibn Auf and before all of them were the Prophet, (peace be upon him). They were the leaders and pioneers in the caravan of doing business with Allah, hence, are there some today who will like to join this blessed caravan?

All believers are supposed to engage in this non-bankruptcy business for surely, Allah had already signed that deal with all believers:

إِنَّ ٱللَّهَ ٱشْتَرَىٰ مِنَ ٱلْمُؤْمِنِينَ أَنفُسَهُمْ وَأَمْوَٰلَهُم بِأَنَّ لَهُمُ ٱلْجَنَّةَ ۚ يُقَٰتِلُونَ فِى سَبِيلِ ٱللَّهِ فَيَقْتُلُونَ وَيُقْتَلُونَ ۖ وَعْدًا عَلَيْهِ حَقًّا فِى ٱلتَّوْرَىٰةِ وَٱلْإِنجِيلِ وَٱلْقُرْءَانِ ۚ وَمَنْ أَوْفَىٰ بِعَهْدِهِۦ مِنَ ٱللَّهِ ۚ فَٱسْتَبْشِرُوا۟ بِبَيْعِكُمُ ٱلَّذِى بَايَعْتُم بِهِۦ ۚ وَذَٰلِكَ هُوَ ٱلْفَوْزُ ٱلْعَظِيمُ

God has purchased from the believers their lives and their properties in exchange for Paradise. They fight in God's way, and they kill and get killed. It is a promise binding on Him in the Torah, and the Gospel, and the Quran. And who is more true to his promise than God? So rejoice in making such an exchange-that is the supreme triumph.” (Tauba: 111)

Rejoice and join that exchange for that will never cripple you financially.


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